Why is the Structured Allocation Annuity™ Unique?

SAA™ is unique for several reasons. At it's core, the Structured Allocation Annuity™ is very simple. The clients' account values are driven by a pre-determined allocation between the S&P 500 Index® and the fixed account. The clients' fees are set from the outset and cannot increase over the term. There are no "caps' on the upside earnings of the client, creating unlimited upside potential.

There are also great guarantees that allow us to create an alternative to traditional structured products with tax deferral, liquidity and relative safety of principal.

Ultimately, SAA Select™ offers your clients the guaranteed safety of principal* and the potential for long-term growth needed to help turn your client's vision of retirement into a reality.

Bridging the Gap Between Fixed and Variable Annuities.

Traditionally strong principal and minimum interest guarantees were found in fixed annuities. While opportunities for market-like returns were found in variable annuities, the Structured Allocation Annuity bridges the gap between the two by offering strong guarantees and returns linked to the S&P 500® stock index. The SAASelect™ guarantees that the premium and the interest that is credited to their contract can never be lost as a result of the S&P 500® declining in value.

*Surrendering the client's contract prior to the end of the Withdrawal Charge period could cause the client to receive less than their original principal. Subject to the claims paying ability of American Investors Life Insurance Company, Inc.

 

This product has a patent pending. Standard & Poor's®, S&P®, S&P 500®, Standard & Poor's 500reg;, and 500reg; are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Aviva and American Investors Life Insurance Company. SAA™ is not sponsored, endorsed, sold, or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of purchasing this product. The S&P 500™ Index does not include dividends paid on the underlying stocks, and therefore does not reflect the total return of the underlying stocks. Past performance is no guarantee of future performance or values of the SAASelect 6™.