Why Use the Structured Allocation Annuity Today?
Getting it "right" with your clients' retirement dollars is important. If their portfolio is properly structured, the likelihood of being able to stay with investments longer may be realized. It is only prudent to seek diversification in client investment and savings choices. There's a need for a portion of savings to be in highly liquid vehicles such as money market accounts or short-term CDs. There is also a place for long-term, tax advantaged savings vehicles.
It makes sense to seek out financial products that provide downside protection...
Moshe A. Milevsky with Anna Abaimova
"Applied Risk Management During Retirement." 19 June 2005.
One such vehicle offers interest earning potential linked to a stock index, but reduces the investment risk associated with investing. It's called an Equity Indexed Annuity. The annuity is an appealing alternative to many Americans who understand the long-term benefits of investing in stocks but are uncomfortable with short-term loses and volatility that are an inevitable part of investing.
The Structured Allocation Annuity™ (SAASelect™)—the next generation of fixed annuities—was specifically designed to be an integral part of a sound, long-term retirement plan. Using safety and guarantees as a foundation, they applied innovation and took these benefits to an entirely new level, creating a product so ground-breaking that it features no fewer than five patents issued or pending.
"Reaching back and into the future…" The patent pending Structured Allocation Annuity™ was designed by a team whose past accomplishments include developing the first Equity Indexed Annuity in the US. The SAA Select™ represents the evolution in financial products by offering clients the combined benefits of earnings linked to the S&P 500® Stock Index, as well as principal protection at the end of term. Through the use of new technologies and pending patents clients will also have access to account values as well as the benefits of tax deferral.
This product has a patent pending. Standard & Poor's®, S&P®, S&P 500®, Standard & Poor's 500reg;, and 500reg; are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Aviva and American Investors Life Insurance Company. SAA™ is not sponsored, endorsed, sold, or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of purchasing this product. The S&P 500™ Index does not include dividends paid on the underlying stocks, and therefore does not reflect the total return of the underlying stocks. Past performance is no guarantee of future performance or values of the SAASelect 6™.