Aviva is an important partner for us. They are the parent company to American Investors Insurance company. American Investors underwrites the Structured Allocation Annuity™ and provides the clients with many important guarantees.

Insurance companies are very good at giving us protection against specific financial losses- home, auto and life, for example. We use Aviva, a world-class insurance company, to provide the principal protection. They have a global reputation for bringing new solutions to consumer concerts. Your clients can have confidence with Aviva.

When London-based Aviva plc sought to expand its presence in the United States, it wanted to find a company with innovative products, exceptional customer service, and financial stability.

Aviva found these attributes in AmerUs Group and purchased the company and its subsidiaries in November 2006.

Today, Aviva USA is one of the fastest growing life insurers in the United States, with more that 1,115,000 customers and 32,850 agents and distribute. Aviva offers a competitive portfolio of long-term savings, insurance, annuities, and retirement income products designed to help customers make the most out of life.

A Leader in America and Around the World

With Aviva, you will enjoy the benefits of working with a highly rated enterprise. Aviva USA, which has a corporate lineage dating to 1896, has been an industry leader in indexed life insurance and indexed annuities since 2002. As of December 31, 2007, Aviva USA had $40 billion in assets.

Aviva USA is part of Aviva plc, the world's fifth-largest insurer* with assets under management of $725 billion and annual premium and investment revenue of $98 billion. While Aviva plc is the oldest continuously operating insurance group in the world, with a corporate lineage dating to 1696, our focus is on creating bright futures. Every day, our employees and agents deliver on our promise to meet the long-term savings, insurance, and retireme3nt income needs of our customers.

About American Investors

American Investors Life Insurance Company, Inc. was founded in 1965 and is a wholly owned subsidiary of Aviva plc. Strength, security, long-term commitment and growth are important financial characteristics when planning for your retirement. American Investors is dedicated to providing these through quality products and sound asset management. Their strength has been recognized by independent insurance rating agencies as shown below:

American Investors Company Ratings

Standard & Poor’s

AA- (Very Strong) for financial strength. This represents the fourth-highest rating of Standard & Poor’s 24 rating categories.

A.M. Best

A+ (Superior) for financial strength and the ability to meet obligations to contract holders. This represents the second highest rating of Best’s 15 rating categories.

Fitch Ratings

AA- (Very Strong).

Moody’s

A1 (Good) for overall financial strength. This represents the fifth-highest rating of Moody’s 28 rating classes.

Investment Portfolio

Their conservative investment portfolio is managed to balance the scale between safety of principal and competitive rates of return. Their investment policy ensures that they maintain a high-quality investment mix, with investment grade securities comprising more than 91 percent of the portfolio.

American Investors Invested Assets³

Profile as of December 31, 2007

¹ Amounts measured on an International Financial Reporting Standards basis

² Represents all assets managed or administered by the Group, including funds held on behalf of third parties

³ Amounts measured on the basis used to prepare the Company’s Statutory Financial Statements, which is in conformity with accounting procedures prescribed by the National Association of Insurance Commissioners and the state of Iowa